What is a home loan review?
A home loan review by a mortgage broker involves assessing your current loan structure to find better rates or terms, ensuring it aligns with your financial goals and potentially saving you money.
Do I need a review?
If you have a home loan and haven’t reviewed it in the last 12 months, you’ll likely benefit. A review can uncover better rates or terms, saving you money.
What is the review process?
The review process starts with one of our brokers reaching out for an initial discussion. You’ll be asked to sign an electronic privacy act and upload your current home loan statements to a secure portal. Our broker will analyse your information to identify potential savings and better home loan options.
What does a review cost?
The review is free and can take as little as 15 minutes of your time.
Do I need to change lenders?
No, you don’t need to change lenders. Your broker will review your loan, negotiate the best rate with your current bank, and provide a market comparison if required. Often, better deals can be secured with your existing lender without needing a new application. Your broker will also offer advice on loan structures, including features like offset accounts.
How do I start the review process?
You can start by clicking on the below link or you can reach out to your adviser who will organise an introduction to one of our brokers.
